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| Your Tucson Refinance Experts! |
Nova Home Loans is your #1 resource in Tucson when it comes to refinancing your home.
Rather you would like to do a quick "rate and term" refinance or a "streamline refinance" to a lower interest rate, or to simply cash out to pay off bills, we have been Tucson and Southern Arizona's #1 Mortgage Lender for over 25 years and we are your best choice when it comes to refinancing your home in Arizona.
Why? The reason is simple... Nova Home Loans not only originates our own mortgage loans, but we also have access to government loan programs and loan programs offered by every major mortgage bank in the country. We can offer you the widest variety of home mortgage refinancing programs in Arizona, and considering that we employ the best mortgage underwritters in the business and loan decisions are made locally, we can refinance your home faster and more efficently than any other Tucson mortgage lender.
Nova Home Loans also offers FHA mortgage refinance & VA mortgage refinance programs that not all other Tucson mortgage lenders offer. Our FHA mortgage loans are government-backed and feature substantially lower interest rates, a lower down payment, lower income requirements, and are generally much easier to qualify for than conventional mortgages or refinancing programs. FHA mortgages are often the absolute best option for borrowers seeking to purchase or refinance their home.
No matter what your situation is, what your goals are, or what your credit profile looks like, we have a mortgage refinance program specifically tailored to your specific needs.
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| Types of Mortgages Currently Available |
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We are now offering mortgage rates as low as 4.625% on 30-year fixed-rate mortgages in Arizona!
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| We Now Lend in the Following States! |
Although we are based in Tucson, Arizona, Nova Home Loans now offers mortgage refinancing in following states. Take advantage of our "Best Rate Guarantee" and call us today so we can tell you how much you could be saving on your home mortgage.
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Arizona
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Washington
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Oregon
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California
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| Idaho |
| Montana |
| Utah |
| Wyoming |
| Colorado |
| New Mexico |
| Oklahoma |
| Texas |
| Louisiana |
| Virginia |
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Top Reasons to Refinance
- Lower Interest Rates
Refinancing your home can be a GREAT way to save money every month in addition to saving a substantial amount of money through the life of your home loan.
- Debt Consolidation
Often times, if you have numerous bills and are having difficulty just paying the minimums on each month, you can refinance and use the equity in your home to pay off all of your debts (car loans, credit cards, second mortgages, etc)
Often times, the interest on your home mortgage amount will be much lower than high-interest credit card debt, personal loans, and auto loans.
- Getting CASH Equity Out of Your Home
If you have built up equity in your home, you can actually refinance and "cash out". Many people do this to pay for significant life events, such as weddings, college tuition, a special vacation, or even home repair.
We even offer "Reverse Mortgages" for home owners over 62 years old in which you can use the equity in your home as you see fit or recieve monthly payments to help out with other expenses.
- Switching Loan Types to Save
You may wish to trade your Adjustable Rate Mortgage (ARM) in for a fixed loan or vice versa.
You may have received a great rate on your adjustable rate mortgage when you purchased your home, but your rate may have increased since. Now that FHA and conventional rates are lower, you might like to lock in a lower fixed-rate instead of riding the ARM roller coaster. This is just one good example of why many people refinance. Conversely, if you currently have a high-interest fixed-rate mortgage. switching to a very low interest rate Adjustable rate mortgage can save you a great deal of money on your monthly mortgage payment.
- Building Equity Faster
If you refinance to a lower interest rate, you can choose to pay less each month or continue paying a higher amount to build equity in your home much more quickly.
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 The Federal Reserve has just lowered interest rates once again which has sent mortgage rates to their lowest point in years!
If you live in Arizona, now is the time to refinance your home. We currently have the best rates on all types of mortgage products in the entire state of Arizona.
If you have purchased your home within the last 20 years, there is a chance we can save you hundreds of dollars per month on your home mortgage.
Give us a call today!
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