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| Your Arizona Mortgage Refinance Experts |
 Home Loan Executives is your #1 resource in Tucson when it comes to refinancing your home. Whether you would like to do a "rate and term" refinance to a lower interest rate or to simply cash out to pay off bills, we are the best choice for refinancing your home in Arizona. Why? The reason is simple... Home Loan Executives not only originates our own mortgage loans, but we are also a mortgage broker and can offer you the widest variety of home mortgage refinancing programs in Arizona.
We even offer FHA refinancing programs that not all other mortgage lenders offer. Our FHA loans feature substantially lower interest rates compared to even the best conventional mortgages or refinancing programs.
No matter what your situation is, what your goals are, or what your credit profile looks like, we have a mortgage refinance program specifically tailored to your specific needs.
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| Types of Mortgage Refinance Programs Currently Available |
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Top Reasons to Refinance
- Lower Interest Rates
Refinancing your home can be a GREAT way to save money every month in addition to saving a substantial amount of money through the life of your home loan.
- Debt Consolidation
Often times, if you have numerous bills and are having difficulty just paying the minimums on each month, you can refinance and use the equity in your home to pay off all of your debts (car loans, credit cards, second mortgages, etc)
Often times, the interest on your home mortgage amount will be much lower than high-interest credit card debt, personal loans, and auto loans.
- Getting CASH Equity Out of Your Home
If you have built up equity in your home, you can actually refinance and "cash out". Many people do this to pay for significant life events, such as weddings, college tuition, a special vacation, or even home repair.
We even offer "Reverse Mortgages" for home owners over 62 years old in which you can use the equity in your home as you see fit or recieve monthly payments to help out with other expenses.
- Switching Loan Types to Save
You may wish to trade your Adjustable Rate Mortgage (ARM) in for a fixed loan or vice versa.
You may have received a great rate on your adjustable rate mortgage when you purchased your home, but your rate may have increased since. Now that FHA and conventional rates are lower, you might like to lock in a lower fixed-rate instead of riding the ARM roller coaster. This is just one good example of why many people refinance. Conversely, if you currently have a high-interest fixed-rate mortgage. switching to a very low interest rate Adjustable rate mortgage can save you a great deal of money on your monthly mortgage payment.
- Building Equity Faster
If you refinance to a lower interest rate, you can choose to pay less each month or continue paying a higher amount to build equity in your home much more quickly.
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Joshua C. Miller
Loan Officer
(520)360-7360
Josh@JCMillerMortgage.com
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The Federal Reserve has just lowered interest rates once again which has sent mortgage rates to their lowest point in years!
If you live in Arizona, now is the time to refinance your home. We currently have the best rates on all types of mortgage products in the entire state of Arizona.
If you have purchased your home within the last 20 years, there is a chance we can save you hundreds of dollars per month on your home mortgage.
Give us a call today!
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