Mexico Home Loans & Refinancing

We can now finance U.S. citizens for mortgage loans to purchase homes in Mexico!

We are affiliated with the most reliable Mexico mortgage lenders in the U.S. and can make your purchase of a home or vacation property in Mexico not only a reality, but also a much less time consuming and troublesome process than what you usually find with other lenders offering Mexico home loans and mortgages.

These loan programs can also allows U.S. citizens to take cash out of their Mexico properties or refinance any owner-carry mortgages held by private parties in Mexico.

These are our current loan specifications and guidelines as of January 20th, 2008. Contact us for more information as these guidelines can change frequently!

We offer Full Documentation or Stated Income loans and have 20 year fixed rate, 30 year fixed rate, and 3/1 adjustable rate mortgage programs available.

	Full Documentation Mexico Home Loans Purchase and Rate Term Refinances 80% Financing to $500,000  70% Financing to $650,000  60% Financing to $1,000,000  55% Financing to $1,200,000  Cash Out Refinances  70% Financing to $500,000 60% Financing to $650,000 50% Financing to $1,000,000

	Stated Income Mexico Home Loans Purchase and Rate Term Refinances   70% Financing to $500,000 60% Financing to $650,000  NOTE - All Stated Income loans require a minimum FICO of 720

	Mortgage Rates & Qualification Requirements Rates 20 year fixed – 8.50%  30 year fixed – 8.75%  3/1 ARM – 8.00%  NOTE - A 2% Origination fee charged on all Mexico home loans. Rates are subject to change. Loans must be a 2nd home only – No investment properties or Primary residences Credit Scores A1 = 720+ Credit Score A2 = 680+ Credit Score A3 = 660+ Credit Score  Other Credit Factors No Mortgage lates in past 24 months. no Bankruptcy or Foreclosure in past 4 years. no other Major Adverse Credit in the past 24 months. Debt-to-Income Ratios Full Documentation  Grade A1 and A2 – 50% Grade A3 – 45%  Stated Income Grade A1 - 45%

	Commercial Financing for Mexico Property In addition to Mexico home loans, we also provide commercial financing options for properties and developments in Mexico. We specialize in private financing for many types of commercial properties in Mexico including - Hotels, Condominium, Time-share, and other Resort Developments.... More >>>

If you would like more information on obtaining a mortgage for a property in Mexico or refinancing your home in Mexico, please give us a call at (520) 360-7360 or send us an Email.