What is a "Hard Money Loan"?

Hard Money Loans are equity-based loans financed by individual investors instead of mortgage banks or other lending institutions. A "Hard Money Loan" is also known as a "private money loan", "private equity", "private capital", or "private financing".

Hard Money Loans are generally short-term loans (6-36 months) used to purchase non-owner occupied investment properties until the property can be renovated, sold, or conventional financing can be established.

Since most types of hard money loans are equity based, they are quite different than conventional mortgage loans, which are largely based on your personal credit, income, and other assets. To qualify for an equity-based hard money loan, the only thing that is generally required is that the property you would like to purchase is essentially a good investment for both you and the investor / lender.

	Residential Hard Money Loans We offer many different types of residential hard money loans for a wide variety of uses. In addition to helping Arizona real estate investors finance rehab properties, or "flip" homes, we also offer cash-out refinancing, extremely competitive rates on spec-home financing, and much more... More >>>

	Commercial Hard Money Loans We can also finance commercial property deals anywhere from $500k up to and beyond $100 million. Not only do we lend in Arizona, but also thoughout the U.S. and Internationally as well. We typically finance a wide variety of commercial properties including multi-family properties, apartment buildings and complexes, condo developments, hotels, mixed-use developments, retail space, office buildings, and industrial properties... More >>>

	Mexico & International Hard Money Loans We can provide a wide variety of financing options and solutions for properties and developments in Mexico and in many other popular locations throughout Latin America and the World. We have access to private capital (hard money) as well as lenders who offer specific financing for hotel, condominium, time-share, and other commercial and resort properties outside of the U.S... More >>>

Hard Money Advantages Up to 100% FINANCING NO CREDIT CHECKS are required NO MONTHLY PAYMENT options are available. Purchase properties in any condition (ugly houses, not-so-ugly houses, foreclosures, etc.) Financing available for all types of properties - residential, commercial, mixed-use, multi-family, retail, industrial, condo, apartment, hotel, resort, etc! Financing in as little as 72 hours Mexico Home Loans We are now offering up to 80% financing on homes in Mexico for American Citizens!

Property Types Raw Land Improved Land Single Family Residential Multi-Family Apartment Buildings & Complexes Condominium Developments Hotels & Resorts Mixed-Use Commercial Retail Industrial ... plus more! We Buy Houses in Arizona! Need to sell your home fast? We can help!